Exactly. What is a state-owned bank for, after all? So that a state banker can steal billions from it. And what is the country of Russia for? To create a state-owned bank, fill it with budget money, and make it easy for the state banker to carry out his mission.
It would be best to leave only Rosneft and VTB in Russia. Shut the rest down, the hell with it. Then you could run a proper business, the kind that is "in demand in the country." Finance equipment purchases with a 10% kickback for the loan and 20% off the equipment price. Repeat the operation until the money runs out. After that, get budget money for "recapitalization" and start the whole cycle again. You would not feel any crisis at all.