Tomorrow at 8:00 there will be a meeting of the Sberbank Committee for Relations with Minority Shareholders. I think it will be, to put it mildly, an interesting discussion. We’ve already had three meetings, and the time has come for our committee, so to speak, to raise its voice against some of the strange decisions being made by Sberbank’s management. To cry out in a cracking falsetto: "Excuuuse me!" Tomorrow I’m putting forward no fewer than three proposals: An appeal to Gref against a possible additional share issue. That would dilute minority shareholders’ stakes, and if the bank is short of money because of bad loans, then it shouldn’t have issued loans that were obviously bad in the first place. A committee statement opposing the idea that the industrial assets Sberbank acquires through non-performing loans should be managed by the state corporation Rostekhnologii (Russian Technologies). Has anyone heard of Rostekhnologii managing anything well? Neither have I. Has anyone heard that everything at Rostekhnologii gets carved up immediately? I certainly have. A committee statement on the strange situation in which, on Putin’s orders, Sberbank restructured loans for workers at the Tver Railcar Works. The workers, of course, are not to blame, but a bank cannot simply forgive someone’s loans on the basis of an official’s verbal instruction. An appeal to Gref on measures to improve Sberbank’s information transparency. This is the only issue where, I think, there won’t be a fight. It was all agreed in advance, and I was asked to draft the letter. I hope the proposed measures will be implemented, Sber will move up in S&P’s transparency ranking, the committee will see real results from its work, and we will all clap our hands with delight. I’m very curious to see how the members of our committee react to these initiatives. P.S. After rereading the draft statements I prepared, I realized that my long years working in the YABLOKO party (a Russian liberal political party) have left an indelible mark on my style of official correspondence. Nothing but "expresses serious concern" and "considers unacceptable." Yikes.